Hybrid event

FPAOC Q3 Quarterly Education Meeting

Mariner's Conference Center & Zoom

**First time attendees- receive complimentary registration.** Email admin@fpaoc.org for your discount code.

First presentation scheduled to begin at 8:15am.

Being held live at: Mariners Conference Center, Irvine. 5001 Newport Coast Drive, Irvine, CA 92603

Light Breakfast, Lunch, Beverages, and Desserts!

Virtual registration available!

Presentations are scheduled throughout the day. Doors will open at 7:15am and we will start promptly at 8am.

Cost: FPA Members $30 | Non-Members $50

Virtual Registration is available for those who wish to join us remotely. Details for those that register virtually will be sent in advance of the meeting.

Current Students, FPAOC Passholders, & Partners - You're discount code will get you complimentary access to the QEM. Contact Admin@FPAOC.org if you have any questions. We anticipate offering 6.0 hours CE for CFP® Professionals and 6.0 hours CPA.


Topics and Sessions:

Using Annuities for Fixed Income

Tim Rembowski, Vice President, Member Success, DPL Financial Partners

Description: Bonds have long been a crucial component of client portfolios.  With interest rates rising from historic lows, advisors are looking beyond traditional allocations to fixed income to reduce risk and potentially improve portfolio performance. Recently, annuities that are structured for use through Registered Investment Advisors have been introduced to help address these fixed-income challenges.

Learning Objectives:

  • Understand how rising interest rates can impact retirement plans.
  • Learn about new tools for income comparison and modeling
  • Gain familiarity with commission-free annuities as a substitute for traditional fixed-income allocations.

Fed Fears and Recession Risks: JP Morgan’s Guide to the Markets

Jordan Jackson, Global Market Strategist, JP Morgan Aet Management

Description: After a challenging first half of 2022, the market environment continues to be volatile amidst hot inflation, geopolitical tensions and increased risk of recession.  While the labor market remains a bright spot, storm clouds are forming—higher mortgage rates are stunting home-building, a higher dollar is weighing on US exports and the end of fiscal stimulus poses significant fiscal drag.  Complicating matters for the global economy, COVID cases in China have picked up again and tensions with Russia over energy supplies remain heightened.  Despite primarily supply-driven inflation, the Fed has made it clear that it’s prepared to tighten policy swiftly.  While recession risks are rising, investors should remain focused on the long-run outlook and the opportunities posed by today’s valuations to best position for the next expansion. Come hear Jordan Jackson present the facts and offer his advice using JP Morgan’s Guide to the Markets.

Learning Objectives:

  • Review the recent path and present conditions of the economy and financial markets.
  • Identify and evaluate the principal investment risks in the current climate: inflationary pressures; geopolitical tensions; and repercussions of the Federal Reserve’s campaign of rate increases on the economy and financial markets.
  • Discuss the current climate for investment opportunities.

Real Estate Tax Strategies: 1031s│DSTs│721s│Opportunity Zones

Jay Frank, President, Cantor Fitzgerald & Co.

Description:Section 1031 of the Internal Revenue Code was enacted in 1921 and Opportunity Zones were created in 2017. This session provides an introduction to the  Opportunity Zone legislation including recent changes to the program and a comparison to strategies relying on Section 1031. Examples and case studies will highlight the types of clients and situations where either tax-related mechanism might be better suited.

Learning Objectives:

  • Learn the basics of investments eligible for the Qualified Opportunity Zone Program.
  • Compare the tax provisions for the Qualified Opportunity Zone Program to those for tax deferral on gains on real estate under Section 1031.
  • Gain familiarity with client profiles suited to investing using these tax-advantaged options.

Helping Clients Create Lives, Not Just Get Through Life

Justin Castelli, CFP®, Founder & Financial Advisor, RLS Wealth

Description: The future of financial planning and advice isn’t just helping clients with the numbers. It’s helping clients uncover what they really want out of their lives—discovering their passions and values and determining how they want to allocate not just their dollars but their time, energy and other resources. As this future takes hold, financial advisors will be forced to improve their communication skills by becoming better listeners and acting as a guide rather than the person with all the answers and to build plans that support the lives their clients want to live. We’ll explore where we are in this transition, how financial advisors can shift their perspective of their role, what a supportive client relationship might look like, and why financial advisors should start with their own lives and plans.

Learning Objectives:

  • Develop a clear vision of what financial planning will look like in the not-so-distant future.
  • Understand how to enhance the client experience to support the new age of planning.
  • Learn a framework for helping clients uncover what they really want out of their lives, not what they were told to want.

What is Going On with Life Settlements and Why Should I Care?

Lisa Rehburg, President, Rehburg Life Insurance Settlements

Description: Half a million seniors lapse their life insurance policies each year. Why? The short answer is they no longer want, need or can afford their policies. Many don’t know there is another option: a life insurance settlement. Attendees will learn what life settlements are and their history, legality and regulation; why anyone would sell their policy; what types of clients can benefit most; what can be done with the proceeds; who buys policies; how much a policy can be worth; how the process works; and more. This session will help financial professionals better advise their clients.

Learning Objectives:

  • Learn how life settlements can benefit clients.
  • Understand circumstances that may warrant a life settlement.
  • Understand positive and negative aspects of life settlements as part of a comprehensive planning approach.

Alternative Investments in a Rapidly Changing World: A Case Study in Commercial Bridge Financing

Brian Walter, MBA, Co-Founder & Managing Partner, Fairbridge Asset Management

Description: Allocations to alternative investments have risen significantly since the Financial Crisis. Given the current environment of rising rates and rising inflation and the potential for recession, how will these investments fair? To answer this question, this session examines the performance of private-market investments over the last 25 years and their potential for weathering the impending storm. Using commercial bridge financing as the example, managers with strong origination capabilities could provide a superior, stable and uncorrelated return profile to anchor any investment portfolio.

Learning Objectives:

  • Review the performance of private markets relative to public markets over the last 25 years.
  • Understand that alternative investments have offered relative stability in recent volatile times.
  • Learn how origination and deal structuring may improve investment outcomes in commercial bridge financing.
General Financial Planning Principles