September 2022: Regulatory/Fiduciary Update
By Ken C. Joseph and Anna Povinelli
Among the SEC’s enforcement priorities for next year is the new marketing rule. There are several intentional and unintentional regulatory pitfalls that advisers need to avoid.
By Tammy Breitenbach
Employees in stasis need help prioritizing new goals. Some people might plateau, and there are several techniques for bringing that spark back.
FPA NEXT GENERATION PLANNER
By Kristine McManus, CRPS
My Career Path
Tips for the NexGen Community
By Hannah Moore, CFP®
Planning a STUDY GROUP? Check out suggested questions and other resources to make your study group a success!
By Alexandra Armstrong, CFP®, CRPC
Examples bring financial concepts to life when clients can’t grasp the importance of their decisions and how that will affect their portfolios in the long term.
By William Reichenstein, Ph.D., CFA
The revised SECURE Act would push back the age for RMDs, but the tax on accounts is still a concern. Is it really better to delay RMDs as long as possible?
By Charesse Spiller
There are three different approaches you can take to servicing clients, and each has their pros and cons in managing client expectations as you move into the implementation phase.
Serving Diverse Clients
The Challenges of Being First
By Dawn Harris
First-gen college students may face emotional and financial trials their peers don’t. Helping them foster ideal money habits can have broad impacts in their families.
By Blain M. Pearson, Ph.D., CFP®, AFC
This paper follows up another research paper published in August 2021. How effective is PFS on financial satisfaction and retirement insecurity?
By Jason Anderson, CFP®, CPA; Joanne C. Wu, CFP®, PFP; Ashlyn Rollins-Koons; Stephen Azaloff; Ruth McCaleb; Cheryl Rauh; and Megan McCoy, Ph.D., LMFT, AFC, CFT-I
Ten years of research are analyzed. Trends in types of research papers and sources used are examined, and guidance is given to other researchers who want to submit to the JFP.
By Danielle Andrus
Get Published: Submit your own research for peer review. Click HERE for more information.
IN CASE YOU MISSED IT
The Psychology of Estate Planning with Blended Families: How Financial Planners Can Better Help Blended Families Develop an Estate Plan That Works
By Mikel Van Cleve, CFP®, and Bradley Klontz, Psy.D., CFP®
As more people remarry and introduce kids from previous marriages, it is vital that both partners feel comfortable with how the estate is set up regarding the children, especially if one partner makes more than the other, so there is no resentment.