NOVEMBER 2023: Serving a Diverse Industry
By Alexandria Nadworny, CFP®, CTFA, and John W. Nadworny, CFP®
Clients whose financial planning includes a child with disabilities may need help incorporating ABLE accounts, special needs trusts—or both.
By Gerry Herbison, D.B.A., CFP®, ChFC, CASL, CLF
In order to stay on track with your values and purpose, it’s vital that you think through each step and map out your vision.
By Lindsey McKay, CFP®
Women experience different cultural norms than men that may impact how they perceive financial decision-making.
FPA NEXT GENERATION PLANNER
By Cary Tucker, CFP®
Health and Care for LGBTQ+ Clients
By Frank Summers, CFP®, ADPA
By Jennifer Gray
Planning a STUDY GROUP? Check out suggested questions and other resources to make your study group a success!
The Succession Dance: Equity and Management Transitions
By David DeVoe
Firm owners should begin choreographing their exit long before they are ready.
By Chris Heye, Ph.D.
Planners can help their clients enjoy longer lifespans by addressing social obstacles.
By HanNa Lim, Ph.D., CFP®, and Megan McCoy, Ph.D., LMFT, AFC, CFT-I
Differing desires and power dynamics in a couple can leave one partner with unmet needs.
By Julie Fortin, CFP®, FBS, CeFT, and Mary Martin, Ph.D.
Connecting with yourself and being in the moment will show clients that you truly care about them.
By Creyton Gardner and Randy Gardner, J.D., LL.M, CPA, CFP®, AEP (Distinguished)
Planners can provide immense value by helping clients evaluate the decision to rent or buy a home.
By Christopher M. Duquette, Ph.D.
The bond yields originally examined were based on newly purchased bonds and not bonds acquired years before. This is a crucial distinction that can affect the optimal withdrawal rate.
Earn one CFP CE® credit by reading this month's Journal and access past exams for additional credits.
By Danielle Andrus
Financial Advisers for Black and Hispanic Americans, YouTube and Wealthy Clients, and Wealthy Tax Dodgers and the IRS
IN CASE YOU MISSED IT
By Timothy M. Todd, Ph.D.; Stuart Heckman, Ph.D.; and Maurice MacDonald, Ph.D.
Municipal bonds are a specialized form of investment that offer exemption from taxation and are generally seen as a safe investment. This paper examines different groups’ investing habits in municipal bonds and why planners should recommend them.