March 2023: College Planning
JFP Reader Survey
We Want to Hear from You!
Take this short survey to let us know how to improve the online reading experience.
By David Y. Oh, J.D., L.L.M.
Families recognize the role of education in their own success and well-being. The transfer tax benefits available with 529 plans help families create educational legacies and an intergenerational wealth transfer.
By Tammy Breitenbach
From poor communication to decision paralysis, everyone faces these obstacles at some point in their career.
By Randy Gardner, J.D., L.L.M., CFP®, CPA, RLP, AEP, and Julie Welch, CFP®, CPA/PFS, AEP
Here’s your point-by-point list of the major changes affecting clients’ retirement plans.
FPA NEXT GENERATION PLANNER
By Gretchen Glapion Halpin
Tips for the NexGen Community
Planning a STUDY GROUP? Check out suggested questions and other resources to make your study group a success!
What’s in Store for Crypto Regulations?
By Ivory Johnson, CFP®, ChFC
Legislation is always slow to respond, but policymakers are rushing to address cryptocurrencies as fast as possible.
By Charesse Spiller
A thorough calendar helps planners address capacity issues and ensure a consistent client experience.
Women and Retirement Planning
Education Funding Before and During Retirement
By Alexandra Armstrong, CFP®, CRPC
Some retired clients may want to contribute to a grandchild’s education. Here’s how to help them give without losing sight of their own retirement needs.
By Daniel M. Yerger, CFP®, ChFC, AIF, CDFA; Martin Seay, Ph.D., CFP®; and Maurice MacDonald, Ph.D.
A vignette study of financial planners found significant variance in how financial planners with the same and different service models would charge the same clients.
By David S. Hulse, Ph.D.
There is a tradeoff between after-tax accumulation and certainty in the face of increasing or decreasing tax rates. A Roth account’s uncertainty could be higher than a traditional account under the right conditions.
CALL FOR PAPERS
At FPA, we value our members of the academic community. The Journal of Financial Planning is once again accepting extended abstracts (1,000 to 1,500 words) of unpublished research to consider for presentation at the FPA Annual Conference in Phoenix, September 27–29, 2023. Learn more HERE.
By Danielle Andrus
IN CASE YOU MISSED IT
The Influence of Risk, Financial Literacy, and Trust on Financial Advice-seeking Behavior in a Cross-racial Examination
By Eric T. Ludwig, CFP®; Stuart J. Heckman, CFP®; and Megan McCoy, Ph.D., LMFT, AFC, CFT-I
It is vital to understand how much, how, and why different groups of people reach out for help, particularly to financial planners, if we are to help close the wealth gap.