Please join us for our 36th Annual Spring Symposium. We are back to in-person at the Penn State Great Valley Campus in Malvern.

All sessions have been approved for CFP® CE Credits!!


8:00 am Breakfast/Networking

8:45 am Welcome & Announcements- Bryan Dalesandro, 2023 President

9:00 am Advanced Planning with Real Estate Tax Strategies: 1031s | DSTs | 721s | Opportunity Zones with Chris Yost, Senior Vice President and Robert Burke, Senior Vice President, Cantor Fitzgerald
(One CFP® CE Credit approved, One PA Insurance CE Credit Pending Approval)

This presentation will cover advanced tax planning strategies for high-net-worth clients, and will include an overview of 1031 tax free exchanges, 721 tax free exchanges, Opportunity Zone investing and the tax benefits that are delivered to clients who use these planning strategies. Attendees will learn how to minimize and eliminate taxes for high-net-worth clients through the utilization of advanced planning strategies; learn about planning tools calculators and products that can educate advisors, CPA's and clients on how to implement these strategies, and estate planning aspects of how these strategies work.

10:00 am The Great Resignation, and the Implications on Boomers with Marcia Mantell, RMA®, NSSA®, President/Owner, Mantell Retirement Consulting, Inc.
(One CFP® CE Credit Approved, One PA Insurance CE Approved)

The COVID pandemic that began in March 2020 ushered in "The Great Resignation" for Baby Boomers. Or did it? Did Baby Boomers really leave the workforce because COVID upended the job markets? Millions of Baby Boomers did leave the work force. But millions also needed to work. And for more than a decade, Boomers have been staunchly reporting how they are going to keep working in retirement, even when they can afford to stop working. Boomers are rejecting the old-fashioned notion of "retirement". There is much going on with the renegade Boomer generation. We'll take a look at some of the macro trends, the micro trends, and the latest information about how Boomers are looking forward to living in their 70s, 80s, and 90s. We'll look at the role of the employer, generational differences, and financial stability in the face of economic uncertainty. Plus, advisors will leave with tips for how they can seize this moment to help their Boomer clients take full advantage of all this third chapter has to offer.

11:00 am Current Trends in Special Needs Planning- Key Tools & Strategies Every Advisor Needs to Know with Cynthia Haddad, CFP®, ChSNC®, Founding Partner, Affinia Financial Group
(One CFP® CE Credit Approved, One PA Insurance CE Credit Approved)

This presentation will include an overview of special needs financial planning and the many ways it differs from planning for a typical family. Discussion of current trends in financial planning and how they apply to planning for people with disabilities including the SECURE Act, ABLE, and 529 accounts, and how longevity has turned planning for 2 generations into planning for 2 retirements. We will discuss how to begin planning for both a parent's future and the lifetime support of their child with a disability; the planning tools, products and information available to help analyze a situation and help a client make planning decisions; planning for the money needed to provide lifetime support for their child and who will step in when parents are no longer able to care for their child.

12:00-1:00 pm - Lunch

1:00 pm Applied Behavioral Finance: How to Integrate Behavioral Finance in your Financial Planning Practice with Dr. Mary Bell Carlson, Ph.D., CFP®, AFC,® President, Financial Behavior Keynote Group
(One CFP® CE Credit Approved, One PA Insurance CE Approved)

Many advisors have heard of behavioral finance but don’t know how to apply these concepts to your business. Dr. Carlson will teach behavioral finance in a way that can be applied to any practice, large or small. You will learn how small changes can lead to positive effects on your clients. From this course, you can implement behavioral finance applications directly into your current business practices. Attendees will leave with an increased understanding of behavioral economics; gain insight into how small nudges can create positive long-term and sustained financial behavior change; and learn applications that will help overcome your own behavioral biases and be aware of them with clients.

2:00 pm Using Annuities to Enhance Retirement Portfolios with Mark Paulson, Vice President, Hedging, Allianz Investment Management and John Thyberg, CFS®, CAS®, Regional Vice President/Mid-Atlantic Region, Allianz Life Financial Services, LLC
(One CFP® CE Credit Approved, One PA Insurance CE Credit Pending Approval)

One thing we all know about retirement planning is that it's full of guesses - about market performance, clients' health, and unforeseen expenses.  So, when advisors recommend a total return strategy for lifetime income, they are rolling the dice that they can make the money last.  Is that a risk your clients want to take?  In this session we'll discuss ways to enhance retirement portfolios to add income certainty for clients who may be uncomfortable depending on market returns.  We'll model portfolios to explore how annuities can be used to deliver protected income while allowing for customized levels of market exposure.

3:00 pm Understanding The Current Investment Cycle with Phillip Colmar, Managing Partner, Global Strategy, MRB Partners
(One CFP® CE Credit Approved, One PA Insurance CE Credit Approved)

In this session we will address the following questions: Will the U.S. and global economy avoid a recession?; What does sticky inflation mean for the Fed?; Are long duration bonds attractive?; Which equity markets are most/least appealing?; and What is the outlook for the U.S. dollar, and how will it impact portfolios? We will analyze the macro forces currently at work in the global economy, where we are in the investment cycle, and how major financial asset markets will be impacted. Attendees should walk away with a clear understanding of how to optimize their global asset allocation strategy.

4:00 pm Determining Your Retirement Income Style with Wade Pfau, Ph.D., CFA, RICP, Founder, Retirement Researcher
(One CFP® CE Credit Approved, One PA Insurance CE Credit Approved)

As the baby boomers reach retirement, advisors must solve new problems for clients who aim to sustain their lifestyle over an unknown horizon. Multiple retirement income strategies have emerged and it is hard for retirees to identify which strategies match their personal style. In this session we will identify various approaches taken for retirement income strategies; explain underlying retirement income factors which uncover retiree preferences that coalesce into a retirement income style; link retirement income styles to existing strategic approaches for retirement income that satisfy retiree preferences; and understand key provisions within SECURE Act 2.0 that impact retirement income.

5:15 pm Happy Hour - Sly Fox, 20 Liberty Blvd., Ste. 100, Malvern, PA (registration includes happy hour)

7 CFP® CE's approved, 5 PA Insurance CE's approved and 2 PA CE's pending approval at this time.