September 2025: Divorce Planning
COVER STORY
Helping Your Clients Navigate Money and Emotions During Divorce
By Christine M. Luken
Ignoring emotional responses is impossible, and even unhelpful. Help clients cut through the chaos of divorce to protect their financial stability when the dust settles.
Click HERE to access the DIGITAL EDITION
WORKING WITH WIDOWS
Rebuilding Financial Confidence: Guiding Widowed Individuals Through the Financial Transition
By Chris Bentley, CFP®, CLU, BFA, CRPC
As a bastion of emotional support and guidance, planners can help bring recently widowed clients from a place of vulnerability to financial confidence.
FPA ANNUAL CONFERENCE 2025
Meet the Researchers
Six papers from the Call for Papers submissions will be presented at FPA Annual Conference 2025. Get a sneak peek at the latest financial planning research.
FPA NEXT GENERATION PLANNER
Forward Thinking
Being Present, Not Just Productive
By Allison Doty, CFP®
Lead Article
Scaling Intimacy: Five Ways to Build Stronger Client Bonds Through Smart Tech Habits
By Patrick Daniel
My Career Path
Derek Notman, CFP®, on Forging Your Own Path
Planner Poll
The FPA Community Weighs in on Their Choice of Fintech Tools
Planning a STUDY GROUP? Check out suggested questions and other resources to make your study group a success!
COLUMNS
Women in Retirement
A Personal Perspective on Retirement
By Alexandra Armstrong, CFP®
Retirement issues are unique from other types of planning in that advisers typically don’t have their own personal experience to guide them when talking with clients.
Digital Assets
How Ripple (XRP) Is Building a Bridge to the Future of Cross-Border Transactions
By Ivory Johnson, CFP®, ChFC
Digital assets and their infrastructure present alternatives to existing financial intermediaries. How should planners evaluate their investment opportunities in an increasingly globalized world?
Your Practice
I’ve Hit Capacity—Now What?
By Charesse Spiller
If you’re a firm owner struggling to meet the demands of your practice, you might need to reassess operations.
Earn one CFP CE® credit by reading this month's Journal and access past exams for additional credits.
RESEARCH
Exploring Planner Pain Points and Client Crises in the ‘Psychology of Financial Planning’
By Megan McCoy, Ph.D., LMFT, AFC, CFT; Billy Spencer, CFP®, TPCP, FBS, CFT; Blake Gray, Ph.D., CFP®; Shane Heddy, FBS; and Donovan Sanchez, CFP®
What pain points do planners experience in their firms, and where do planners feel they need more training? These questions are examined, with insights into mental health and crisis situations demanding more training.
VIDEO: BEHIND THE RESEARCH
DEPARTMENTS
STARTING THOUGHTS
Serving Clients in Crisis
By Danielle Andrus
OBSERVER
Divorce Settlement Blindspots, Tariff Concerns, Growth through Referrals
Stat Bank
JFP ACADEMICS
Upcoming Research
IN CASE YOU MISSED IT
Personality Traits and Annuity Adoption: Unlocking Behavioral Insights of Retirement Income Strategies
By Preston D. Cherry, Ph.D., CFP®; Sarah Asebedo, Ph.D., CFP®; and Blain Pearson, Ph.D.
Further building on the OCEAN framework, this paper compares the personality matrix of clients with annuity ownership to identify which clients would be most likely to buy an annuity and how to better align annuity recommendations with individual retirement needs.
Click HERE to access Journal of Financial Planning ARCHIVES
