Journal of Financial Planning: May 2023 Sign in to continue. Access this exclusive member content, plus so much more. Become a member Sign in Journal: May 2023 May 2023 More from this issue Five Critical Functions for Cultivating the Next Generation By Michael Rose May 2023 Human Risk Management for Small Businesses By HanNa Lim, Ph.D., CFP®, and Joseph Ji, Ph.D. May 2023 Plan for the Client You Have, Not the Clients You’ve Had By David Haughton, J.D. April 2023