Journal of Financial Planning: January 2023 Sign in to continue. Access this exclusive member content, plus so much more. Become a member Sign in Journal: January 2023 January 2023 More from this issue Expanding Your Practice with Tax Planning and Preparation By Luis Rosa, CFP®, EA January 2023 When Procrastinating Pays Off By Danielle Andrus January 2023 Where Behavioral Finance and Embedded Finance Intersect By Dani Fava January 2023