11:00 am - Doors open - Check in and Network
11:30 am - Lunch Buffet Opens
12:00 pm - Welcome & Announcements
12:10 pm - 1:00 pm - Presentation
Long Term Care - Beyond the Caveman
Over the last 15–20 years, long‑term care insurance has evolved from use‑it‑or‑lose‑it policies with frequent repricing to modern solutions offering guaranteed premiums, guaranteed benefits, and death benefits. As these products have proven to be an efficient way to self‑insure, they’ve been adopted by increasingly higher‑net‑worth individuals. The market now offers a broad range of customizable options with unique features. We’ll review these offerings and identify which solutions best align with specific client profiles.
Speaker:
Chuck Adam
MERiTAGE Wealth Insurance Advisors
Chuck is a founding partner of MERiTAGE Wealth Insurance Advisors. He has provided life insurance and advanced planning strategies in South Texas and Louisiana for high net worth individuals and families for over 30 years. The work Chuck performs is directed toward helping families build, manage, protect and transition wealth.
He studied mechanical engineering at the University of Houston and began his career in the financial services industry in 1990 after college. Beginning at PaineWebber as a Financial Advisor in 1990, Chuck served as the life insurance specialist for Smith Barney from 1995-2013 and accepted the same position with Wells Fargo Advisors from 2013- 2019. Chuck’s entire practice is focused on high net worth individuals and families.