The BlackRock Social Security CE seminar explores how to make Social Security a powerful part of a complete financial plan. Participants learn the key rules for eligibility, benefit amounts, and claiming ages, and how timing decisions—such as claiming early, at full retirement age, or delaying benefits—can greatly impact lifetime income.
The presentation emphasizes integrating Social Security with broader financial strategies, including investments, withdrawals, taxes, and spousal or survivor benefits. Attendees discover how personalized claiming strategies can maximize household income and minimize taxes over time.
The seminar also highlights common mistakes, such as filing too early or without spouse coordination, that can reduce long-term benefits. For couples and widows or widowers, it provides insights into how different filing combinations can improve overall financial security.
Rather than viewing Social Security as a default check, the program teaches participants how to transform it into an active tool for sustainable retirement income. Ultimately, BlackRock’s approach encourages individuals to see Social Security as one piece of a holistic retirement blueprint—balancing longevity, income needs, and inflation protection to enhance a financial plan.
Learning objectives:
- Master the basics of Social Security - understanding and simplifying helps you deliver truly personalized guidance.
- Learn how to personalize Social Security strategies w/our 4-point process: working - longevity - spouse - interest rates.
- Understand how spousal and adjusted spousal benefits work and learn to time them strategically with your spouse’s filing plan to maximize total benefits.
- Learn how to boost lifetime income by strategically timing when to claim your own and survivor benefits
Meet Chad Dziedzic I BlackRock - iShares: Director and Market Leader TX
Chad Dziedzic, Director, serves as the Core Market Leader for North Texas. He works closely with BlackRock's Custom Model Solutions team to help financial advisors leverage our Aladdin technology and expertise to streamline investments and add more scale to their business. Given the breadth of BlackRock's platform, he leverages all our resources, tools, and specialists from Aperio, SpiderRock, private markets and business consulting to help advisors better serve their clients.
In addition to his responsibilities in Texas with his advisors, he serves his colleagues on the BlackRock Market Leader Leadership Council.
Chad is an expert in Social Security. He has delivered Securing Your Retirement, Transforming Social Security into a Winning Retirement Strategy more than 1200 times the past 15 years. He has helped his advisors assist thousands of clients nearing retirement with Social Security strategies to maximize benefits.
Before joining BlackRock in 2011, Chad served as the market leader for North Texas at Invesco from 2008-2011. He was the Market Leader for Invesco in Kansas City from 2005-2008. He began his career at Invesco on the internal sales desk in Houston, January 2001. When he finished playing baseball in college, he worked in the warehouse at W.W. Grainger from 1997-2000 to finish college.
When he is not working, he enjoys spending time with his wife, Lena, daughter Kenzie, and son KJ. He loves watching Kenzie dance and cheerlead and coaches KJ's select baseball team, the Frisco Riders. They are passionately involved in their church, Genesis Metro. They love skiing in Jackson Hole and spending summers in Michigan with family.